M Express is a trusted direct collection agency based in New Delhi — providing fast, ethical, and legally compliant debt recovery services for banks, NBFCs, businesses, and creditors across India.
Founded in 2023 by Seetu Sahani, M Express is a professional direct collection agency operating from Uttam Nagar, New Delhi. We recover outstanding dues on behalf of banks, NBFCs, businesses, and individual creditors — quickly, ethically, and legally.
We are not a debt settlement firm. We work for creditors — recovering what is rightfully owed through skilled negotiation, field operations, legal enforcement, and skip tracing.
Fully RBI-Compliant Operations. All recovery activities follow the RBI Fair Practices Code strictly.
Trained Field Agents. Our agents are certified, background-verified, and professionally trained.
End-to-End Accountability. Real-time case updates and complete transparency on every account.
Direct, professional collection of outstanding consumer and commercial debts on behalf of banks, NBFCs, and businesses.
Specialised B2B debt recovery for corporate accounts, trade receivables, and inter-company outstanding dues.
Full legal recovery support — DRT filings, SARFAESI enforcement, arbitration, and civil suits across Delhi NCR.
On-ground verification, debtor location, asset tracing, and physical visit services with certified field agents.
Advanced debtor location services using database research, social media, and on-ground intelligence networks.
Comprehensive Non-Performing Asset management services for banks and financial institutions — pre-NPA and post-NPA.
A streamlined 4-step process from mandate to money-in-hand.
You provide us the debt accounts, debtor details, and recovery targets. We sign an NDA and service agreement.
Our team analyses each account, traces debtors if needed, and assigns the right recovery approach for each case.
Our trained agents make contact — via calls, notices, field visits, or legal action — pursuing resolution professionally.
Recovered amounts are remitted directly. You receive detailed reports on every account and action taken.
We deliver results, not excuses. Our clients choose us because we combine trained manpower, legal expertise, and technology-backed operations.
All field agents are certified, ID-verified, and trained in RBI recovery protocols.
Deep on-ground presence across Delhi, Noida, Gurgaon, Faridabad, and Ghaziabad.
Advocates on staff for DRT, SARFAESI, arbitration, and civil recovery matters.
Clients get live case dashboards and weekly performance reports on all accounts.
100% adherence to RBI Fair Practices Code — zero tolerance for violations.
Flexible performance-based fee structures aligned with your recovery outcomes.
Speak directly with Seetu Sahani about your recovery portfolio. We assess free of charge and propose a custom plan.
Request Free Assessment +91 8368988808"M Express recovered ₹22 lakh in outstanding dues from 3 defaulters within 45 days — accounts our previous agency had written off. Exceptional team."
"Handed them a portfolio of 80 overdue accounts. Their systematic approach, regular reporting, and field team got us 72% recovery in 3 months. Highly recommended."
"The skip tracing service alone was worth it — they located a debtor who had moved cities and helped us recover the full amount through legal action within 60 days."
Get a free portfolio assessment from M Express. We'll tell you exactly what we can recover and how fast.
Learn about M Express — who we are, what we stand for, and the people driving India's most ethical direct collection agency.
M Express was founded in 2023 by Seetu Sahani in New Delhi with a clear purpose: to build a direct collection agency that combines professional excellence, legal compliance, and genuine results.
The Indian debt recovery industry has long been plagued by unethical practices, undertrained agents, and poor client communication. M Express was built to change that — with certified agents, transparent reporting, and a strict zero-tolerance policy on RBI violations.
Based out of Uttam Nagar, New Delhi, we serve banks, NBFCs, businesses, and individual creditors across Delhi NCR and beyond — handling everything from consumer debt to large corporate NPAs.
Recover outstanding dues for our clients through ethical, professional, and legally sound methods.
Become India's most trusted direct collection agency — known for integrity as much as results.
Full transparency, real-time reporting, and a dedicated case manager for every client.
100% compliance with RBI Fair Practices Code. No exceptions, no compromises.
Experienced professionals in debt recovery, field operations, and financial law — all working with one goal: your money back.
Founded M Express in 2023 with a vision to build a professional, RBI-compliant direct collection agency serving Delhi NCR's growing credit market.
Practicing advocate specialising in DRT proceedings, SARFAESI enforcement, and commercial debt recovery across Delhi High Court and District Courts.
Manages our team of certified field agents across Delhi NCR — responsible for all on-ground recovery, investigation, and compliance activities.
Every recovery action follows RBI guidelines and Indian law. No shortcuts.
Clients get full visibility into every case — actions taken, status, and outcomes.
We measure ourselves by recovery rates, not activity. Outcomes matter most.
Every agent represents M Express — trained, certified, and held to the highest standard.
Seetu Sahani launches M Express in Uttam Nagar, New Delhi.
Onboards first NBFC and business clients across Delhi NCR.
Establishes in-house legal team for DRT and SARFAESI cases.
Total recovery milestone crossed with 50+ clients served.
Expanding coverage to Noida, Gurgaon, and beyond Delhi NCR.
Let's discuss your recovery portfolio. Free consultation, no obligation.
From consumer debt to large corporate NPAs — explore M Express's full suite of professional collection and recovery services.
Professional collection of outstanding dues from consumer and commercial borrowers — through calls, written notices, and in-person engagement.
Share your account details and we'll provide a custom recovery proposal within 24 hours.
Request QuoteSpecialised B2B debt recovery for corporate accounts, trade receivables, vendor dues, and inter-company outstanding payments.
Full in-house legal support to recover dues through formal legal channels — when negotiation alone isn't enough.
Our legal team is ready to advise on the best enforcement strategy.
Call Now: +91 8368988808On-ground field services — debtor verification, asset tracing, physical visits, and property surveys across Delhi NCR.
Our agents can be deployed across Delhi NCR within 24–72 hours.
Deploy Field TeamAdvanced debtor location services — finding debtors who have moved, changed numbers, or deliberately made themselves unreachable.
Our skip tracing team locates debtors across India. Let's discuss your case.
Start Skip TraceComprehensive Non-Performing Asset management for banks and financial institutions — from early bucket collections to hard NPA resolution.
Talk to our NPA specialists for a free portfolio evaluation.
Get Free EvaluationEverything you need to know about M Express, our collection process, and how we work with clients.
Call us or send an enquiry — we respond within 24 hours.
Talk to our team about your outstanding accounts. Free assessment, no obligation — we respond within 24 hours.
Uttam Nagar, New Delhi – 110059
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