M Express is a trusted direct collection agency based in New Delhi β providing fast, ethical, and legally compliant debt recovery services for banks, NBFCs, businesses, and creditors across India.
Founded in 2023 byΒ Seetu Sahani, M Express is a professional direct collection agency operating from Uttam Nagar, New Delhi. We recover outstanding dues on behalf of banks, NBFCs, businesses, and individual creditors β quickly, ethically, and legally.
We are not a debt settlement firm. We workΒ for creditorsΒ β recovering what is rightfully owed through skilled negotiation, field operations, legal enforcement, and skip tracing.
Fully RBI-Compliant Operations. All recovery activities follow the RBI Fair Practices Code strictly.
Trained Field Agents. Our agents are certified, background-verified, and professionally trained.
End-to-End Accountability.Β Real-time case updates and complete transparency on every account.



Direct, professional collection of outstanding consumer and commercial debts on behalf of banks, NBFCs, and businesses.
Specialised B2B debt recovery for corporate accounts, trade receivables, and inter-company outstanding dues.
Full legal recovery support β DRT filings, SARFAESI enforcement, arbitration, and civil suits across Delhi NCR.
On-ground verification, debtor location, asset tracing, and physical visit services with certified field agents.
Advanced debtor location services using database research, social media, and on-ground intelligence networks.
Comprehensive Non-Performing Asset management services for banks and financial institutions β pre-NPA and post-NPA.
A streamlined 4-step process from mandate to money-in-hand.
We deliver results, not excuses. Our clients choose us because we combine trained manpower, legal expertise, and technology-backed operations.
All field agents are certified, ID-verified, and trained in RBI recovery protocols.
Deep on-ground presence across Delhi, Noida, Gurgaon, Faridabad, and Ghaziabad.
Advocates on staff for DRT, SARFAESI, arbitration, and civil recovery matters.
Clients get live case dashboards and weekly performance reports on all accounts.
100% adherence to RBI Fair Practices Code β zero tolerance for violations.
Flexible performance-based fee structures aligned with your recovery outcomes.
Speak directly with Seetu Sahani about your recovery portfolio. We assess free of charge and propose a custom plan.
MONβSAT Β· 9:00 AM β 7:00 PM
“M Express recovered βΉ22 lakh in outstanding dues from 3 defaulters within 45 days β accounts our previous agency had written off. Exceptional team.”
NBFC Manager, New Delhi
“Handed them a portfolio of 80 overdue accounts. Their systematic approach, regular reporting, and field team got us 72% recovery in 3 months. Highly recommended.”
Credit Head, Finance Firm
“The skip tracing service alone was worth it β they located a debtor who had moved cities and helped us recover the full amount through legal action within 60 days.”
Business Owner, Gurgaon
Get a free portfolio assessment from M Express. We’ll tell you exactly what we can recover and how fast.