📞 Free Call
What We Do
Direct Collection
Services That Deliver

From consumer debt to large corporate NPAs — explore M Express’s full suite of professional collection and recovery services.

Our Services
Service 07

Data Analysis

Turn your debt portfolio into actionable intelligence. We analyse account-level data to identify recovery priorities, predict payment behaviour, and improve overall collection efficiency.

What We Analyse

  • Portfolio-level delinquency trends and ageing analysis
  • Debtor segmentation by risk score, recovery likelihood, and payment history
  • Recovery rate forecasting and collection performance benchmarking
  • Agent-wise and campaign-wise productivity analysis
  • Root-cause analysis of high-default segments
  • Custom dashboards and visual reports for management review

Who Benefits

  • Banks and NBFCs wanting better visibility into portfolio health
  • Businesses optimising credit and collection policies
  • Lenders prioritising which accounts to pursue first
  • Finance teams preparing board-level recovery reports

FAQs

What data do you need to run an analysis?

Loan/account-level data including amount outstanding, days-past-due, payment history, debtor demographics, and any prior collection attempts. We can work with data in Excel, CSV, or direct system exports.

Once the service agreement and debtor data is received, our team can begin outreach within 24–48 hours. Field visits are typically scheduled within 72 hours.

Get a Free Portfolio Analysis

Share a sample of your account data and we’ll show you what insights we can uncover.

Request Analysis